General Advice Warning


The information on the Think Independent Websites is intended to be general in nature and is not personal financial product advice. It does not take into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant product disclosure statement (PDS) or other offer document prior to making an investment decision in relation to a financial product (including a decision about whether to acquire or continue to hold).


Other Important Information


Think Independent does not guarantee the performance of any product mentioned on the Think Independent Websites, nor do they provide any guarantee in respect of the repayment of your capital or the return of your income. All investments are subject to risks. Significant risks are outlined in the product disclosure statements or other offer document for the applicable product.


Forward Looking Statements


The material on the Think Independent Websites may contain forward looking statements which are not based solely on historical facts but are based on current expectations about future events and results. Words such as 'anticipate', 'believe', 'expect', 'project', 'forecast', 'estimate', 'outlook', 'likely', 'intend', 'should', 'could', 'may', 'target', 'plan', 'will' and other similar expressions typically identify forward looking statements. Such forward looking statements are based on views held only at the date of publication of the material and are not guarantees of future performance or events. These forward looking statements are subject to inherent risks, uncertainties and other factors, many of which are beyond the control of the company or person making the statements. Accordingly, actual results may differ materially from those expressed or implied in such statements.

Think Independent does not undertake to update any forward looking statements to reflect events or new information following the publication of forward looking statements on the Think Independent Websites. Think Independent gives no representation or warranty (express or implied) as to the completeness or reliability of any forward looking statements.


Hypotheticals, Illustrations and Examples


Hypotheticals, illustrations and examples on the Think Independent Websites are provided for illustrative purposes only. They should not be relied on by individuals when they make investment decisions.


Past Performance


Past performance information is not a reliable indicator of future performance of that company or product. Any reference to past performance on the Think Independent Websites is intended to be for general illustrative purposes only.


Links to Other Sites


Think Independent is not responsible for the content of any site owned by a third party that may be linked to this website, whether such a link is provided by us or by a third party. These links are provided as a courtesy service and no judgement or warranty is made by us concerning the suitability, accuracy or timeliness of the content of any site that may be linked to the Think Independent website. By providing access to other websites, we are not recommending or endorsing any brand, products or services offered by the organisation sponsoring or owning the linked website.