December 14, 2015

Dad, are we poor?

A few weeks ago our daughter asked if we were poor.  We don’t spoil our kids, but still this question came as a bit of a surprise, as they don’t go without much either. I asked her why she thought we were poor.  “Because we don’t drive a new car or live in a fancy house.”  The answer was illuminating. Putting the dented ego aside […]
April 14, 2016

Aim for Simple, not Simplistic.

Simple v. Simplistic At Think Independent we aim to make clients financial affairs simple.  What do we mean? Importantly, we don’t mean simplistic.  We are not looking to achieve simplicity for the sake of simplicity.  Rather we are looking for simplicity within the framework of our client’s goals and the available options. If we use a couple, John and Jan, who are saving for life […]
January 3, 2018

Still the 8th Wonder of the World

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” ― Albert Einstein Einstein isn’t the only smart person that understands the power of compound interest.  Regarded by many as the greatest investor of all time, certainly the best known, Warren Buffett has built one of the world’s greatest ever financial fortunes largely off […]